How our legal rules apply
Clear account rules help you decide whether our service fits your situation before you join. We write our legal terms around the steps you actually take: creating an account, confirming your phone or email, using DANA, OVO, GoPay or QRIS, and asking support to check a
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record. Access to the lobby and account features where local law permits; eligibility depends on local law and your own location. If you are in Surabaya or any other Indonesian city, the same account checks apply before we process personal-data changes, payment queries or record requests.
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We do not treat this page as legal advice. It explains how we operate our terms, how we receive your requests, and how we keep a dated record when you contact us about your account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.